Small Business Lending

Committed to the success of your small business.

Expedient credit decisions and an efficient closing process makes financing with BankProv hassle-free.

or call us at 877-487-2977

Fully Insured Deposits

Innovative Solutions

Trusted Advisor & Partner

Customized Lending Solutions

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Real Estate & Construction

Revamp and remodel your current facilities or build a new location with long-term financing options.

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Acquisitions & Expansions

Grow your business with confidence. Finance your expansion or acquire existing operations to reach a larger network.


SBA Lending

Backed by the Small Business Administration, SBA loans typically offer lower down payments and competitive terms.

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Empowering Small Businesses

    • Supporting Small Business Growth: Your Partner in Progress
      • Guiding Expansion: From purchase to growth, we’re by your side.
      • Local Community Focus: Supporting local entrepreneurs with confidence.
    • Small Business Solutions: BankProv’s Tailored Support
      • Equipment and Capital: Term loans for essential needs.
      • Flexible Financial Aid: Lines of credit for short-term requirements.
    • Fueling Small Business Success
      • Expert Assistance: Our Small Business Lending team is ready to help.
      • Partner for Prosperity: Unlock your business’s potential with us.
    • Elevate Your Small Business: BankProv’s Commitment
      • Step-by-Step Support: Purchase, expand, and thrive with us.
      • Local Entrepreneurial Confidence: Partnering with local development centers.
    • Small Business Empowerment: BankProv’s Tailored Financing
      • Vital Resources: Term loans and lines of credit to fuel growth.
      • Your Success Partner: Reach out to our Small Business Lending team today.

Talk to a Business Lender

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Small Business Administration Lending

    • Streamlined Process: Navigate SBA loans with reduced timing and documentation hurdles.
    • Advantages for Businesses: SBA 7(a) and SBA 504 loans backed by the Small Business Administration.
    • Preferred Lender Status: Get capital faster with our accelerated approach.
    • Achieve Funding Goals Sooner: Let us help you reach your financial targets promptly.
    • Contact Our Lending Team: Discover more about our SBA Lending program today.

Talk to a Business Lender

Providing customized lending solutions to companies like yours.

8 Unit Apartment Building
Electrical Service Contractor
Electrical Service Contractor
Postal Service
Book Store
5 Unit Commercial Investment Property
Commercial Equipment Leasing Co.
Event Center

Partner with BankProv Small Business Lending

Whether you’re looking to purchase or expand your small business, we will be there to assist in the steps to grow. Contact our Small Business Lending team today and learn how we can help your business succeed.

Why BankProv?

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Tailored to You

We credit much of our steady growth in commercial banking to the practice of listening to our customers and carving out specialties to serve their unique banking needs.

100% Insured Deposits

Deposits Insured 100%

Most banks offer deposit insurance up to $250,000 through the Federal Deposit Insurance Corporation (FDIC) but as a member of the DIF, your deposits are insured at 100%.

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Technology Driven

Our products are designed with you in mind. Our API and Open Banking solutions allow us to move quickly and be flexible in order to give you the best possible experience.

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Innovative Solutions

At BankProv, you'll find comprehensive solutions, global capabilities, industry expertise and personalized attention. That's what makes us a leading commercial bank.

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Centuries Old DNA

As the 10th oldest bank in the country, we have the experience and knowledge to provide you with a comprehensive, efficient and premium banking experience.

committed to business banking needs

Dedicated Support

We are more than your bank. We are your partner. We work closely with our clients to deliver superior products and high-touch services to meet all their banking needs.

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Your lending needs are unique. We'll work with you to find the right solution.

Small Business Lending FAQs

BankProv services the communities surrounding the physical branch locations as well as all New England States.

BankProv has a diverse portfolio of clients ranging from local small businesses to real estate investors. We offer a consultative approach to customize variations of commercial mortgages, term loans and lines of credit.

Loan amounts vary based on the product. BankProv’s team of experts can help you determine the best loan structure to meet your needs. Our team goes above and beyond to create a customized loan package according to your business goals.

The SBA 7(a) loan is the most common SBA loan product, offering financing for virtually all business expenses. An SBA 7(a) loan is a good option for acquisitions, partner buyouts, real estate purchases, refinance and more. SBA 504 loans are long-term, fixed-rate financing for real estate purchases and buildouts. Our 504 loans can include acquiring commercial real estate, financing improvements within that real estate, and purchasing large equipment.

BankProv is part of the Small Business Association (SBA) Preferred Lender Program (PLP). As a PLP, our Small Business Lending team is able to serve our customers more efficiently. As a borrower, BankProv has the authority to make final credit decisions without going through the SBA first. Allowing us to be more agile and flexible in supporting our clients’ lending needs.
  • We are typically three to four weeks faster than non-PLP lenders – getting you a solution sooner.
  • We can offer longer repayment terms, lower payments and no prepayment penalties (except on commercial real estate).
Note: All terms subject to credit underwriting and approval

There are pros and cons to both SBA and traditional financing products however, SBA loans have some unique benefits. Compared to conventional loans, they generally have longer repayment terms and do not have financial covenants or balloon payments. Your BankProv lender can confidently walk you through which option is the best fit for you.

Still have questions? Read more FAQs

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