this disclosure contains the rules which govern your Basic Checking deposit account.
Determination of Rate
This is a non-interest bearing account.
Minimum Balance Requirements
You must deposit at least $10.00 to open the account. If your account remains at a $0 balance or less for 50 consecutive days, your account will be closed.
To avoid the imposition of the maintenance fee you must meet the following requirements: a maintenance fee of $5.00 will be imposed for each statement cycle that the balance in the account falls below $500.00 on any day of that monthly statement cycle.
Other Terms:
$10.00 minimum opening deposit and monthly maintenance fees exempt for 18/65 accounts.