International Wire Setup

The procedure below will provide step-by-step guidance in setting up a beneficiary with an International Financial Institution. It will also provide instructions on how to initiate an International Wire Transfer in US or Foreign Currency.

Creating an International Beneficiary:

  • Once logged into your online profile, click on the Wires Tab.
  • If your organization currently utilizes RSA Tokens, input the token from your mobile device or hardware token. If you do not utilize tokens, you will automatically be redirected to the Wires tab.
  • Click the Beneficiaries tab.
  • Click
  • For Beneficiary Type, select International.
  • Type the requested information. Items marked with an asterisk (*) must be entered prior to saving the beneficiary.
    • Nickname: Any description that will help identify the beneficiary.
    • Beneficiary Name: The legal name on the account that the funds will credit.
    • Email Address: Email Address for the beneficiary (this will allow the beneficiary to be notified once the wire has been processed).
    • Account Number: Full Account Number/IBAN for the beneficiary.
    • Address: Full Address for the beneficiary.
    • Institution Number Type: Select BIC to enter the swift code provided by the beneficiary or ABA to enter the routing number.
    • Institution Name: Full name of the Beneficiary’s Financial Institution.
    • Institution Number: The Swift/BIC code provided by the beneficiary.
    • Address: Full Address for the Beneficiary’s Financial Institution.
    • Receiving Financial Institution: Check the box labeled Show Details to enter the necessary data.  International Wires for The Provident Bank are processed through Pacific Coast Banker’s Bank.
      • Start by typing the Institution Number. The ABA/Routing Number for Pacific Coast Banker’s Bank is 121042484. Once this is typed, a drop down box should appear. Click this, and all the remaining information for Pacific Coast Banker’s Bank is prefilled.
  • Once all necessary information for your beneficiary has been entered, click Save.
  • A confirmation message will appear at the top of the screen indicating the payee was successfully added.

    • If you would like to validate the swift code, please use the following link: https://www.theclearinghouse.org/uid-lookup
      • Enter the Swift code provided by the beneficiary in the Search by BIC/SWIFT box. Click GO!

      • As long as the Swift Code is valid, a result will populate with the Financial Institution name associated to the swift code entered.
      • Ensure that the Institution name generated matches the Beneficiary’s Financial Institution.
      • If a result did not generate with the Swift Code entered or if the result does not match the Institution name, the code is considered invalid. To ensure accuracy, contact the beneficiary for a corrected Swift Code.

Initiating a Wire Transfer to an International Beneficiary (US Currency):

  • Under the Wires tab, select Single.
  • Complete the requested fields.
    • Beneficiary
    • Funding Account
    • Amount
    • Date the wire is to be sent
    • Memo (This information will be sent to the beneficiary. May include invoice number, country requirements, etc).
  • Click Submit.
  • If your organization does not currently utilize RSA Tokens, a Text or Call Verification is required. Select your delivery preference and once you receive the code, input in on the screen in online banking.

*If your organization utilizes RSA Tokens, the Text/Call Verification is not applicable to you and you may disregard that step in this procedure.

  • If your organization has Single approval, the wire is initiated and will be processed shortly.
  • If your organization has Dual-Approval entitlements in place, a secondary user with Approval authority will be required to log into their online profile and approve the wire. Until this step is completed, the wire is considered pending and will not be sent. Once all necessary approvals are completed, the wire is initiated and will be processed shortly.

Initiating a Wire Transfer to an International Beneficiary (Foreign Currency):

  • Under the Wires tab, select Single.
  • Complete the requested fields.
    • Beneficiary
    • Funding Account
    • Amount
    • Foreign Currency
    • Date the wire is to be sent
    • Memo (This information will be sent to the beneficiary. May include invoice number, country requirements, etc).
  • Click Submit.
  • If your organization does not currently utilize RSA Tokens, a Text or Call Verification is required. Select your delivery preference and once you receive the code, input in on the screen in online banking.

*If your organization utilizes RSA Tokens, the Text/Call Verification is not applicable to you and you may disregard that step in this procedure.

  • If your organization has Single approval, the wire is initiated and will be processed shortly.
  • If your organization has Dual-Approval entitlements in place, a secondary user with Approval authority will be required to log into their online profile and approve the wire. Until this step is completed, the wire is considered pending and will not be sent. Once all necessary approvals are completed, the wire is initiated and will be processed shortly.