Legal.

Personal Accounts

E-sign Disclosure and Agreement

Customer Identification Program Notice

Max Savings — Truth in Savings Disclosures

Online Banking Disclosure

Prestige Personal Money Market — Truth in Savings Disclosures

Wire Transfer Service Agreement

Statement Savings — Truth in Savings Disclosures

Schedule of Consumer Fees

Electronic Funds Transfer Agreement

Funds Availability Disclosure for Consumer Accounts

Privacy Notice

CCPA Privacy Notice

Terms and Conditions

Terms and Conditions Overdraft Addendum

Max Savings: Annual Percentage Yield (APY) as of November 20, 2024 is 3.91%. This is a variable rate account, the interest rate and APY may change after the account is opened. No minimum balance required to open the account. A minimum balance of $1.00 is required to earn the stated APY. Fees may reduce earnings. This account is only available at maxmyinterest.com. APY change may not be updated on the maxmyinterest.com website until mid-day on the effective date above.

Business Accounts

Customer Identification Program Notice

Terms and Conditions

Terms and Conditions Addendum

Schedule of Business Fees

Funds Availability Disclosure for Business Accounts

CCPA Privacy Notice

Overdraft Privilege Service Disclosure

Standard Specialized Business Products

Savings & Money Market Business Products

Wires/ACH

ACH Setup

Automated Clearing House (ACH) Rules for ACH Originators

Country Requirements for Wires

Setting up Domestic Wires

Setting up International Wires

Wire Transfer Service Agreement