Mortgage Warehouse Lending

Fast & Flexible Solutions.

Comprehensive solutions for independent mortgage banking companies.

or call us at 877-487-2977

Fully Insured Deposits

Innovative Solutions

Trusted Advisor & Partner

Helping Your Business Grow

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Fast Interim Financing

Once a warehouse credit facility is in place, our clients can take advantage of same-day funding.

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Flexible Solutions

Warehouse facilities available between $3 million and $30 million.

Warehouse Lending Service

Prompt Customer Service

We work closely with our clients to deliver superior services and solutions to meet all their banking needs.

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Residential Mortgages that can be funded with your warehouse credit facility:

  • Same-day funding once warehouse credit facility is in place
  • FNMA/FHLMC eligible conventional loans, and HUD eligible FHA, VA and USDA loans
  • Jumbo loans
  • Fixed rate second mortgage loans
  • Manufactured home loans
  • Clients enjoy quick and accurate funding

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Prompt, Personal Service from BankProv Warehouse Lending

A warehouse credit facility can help you keep pace with your funding requirements. Our warehouse lending services give you the ability to close mortgages in your own name, streamline the origination process and better serve your clients. At BankProv, we offer:

    • High-touch, personalized service with flexibility to help grow your mortgage banking business
    • Same-day funding available
    • Fund as Delegated or Non-Delegated
    • Paperless technology and customized reporting
    • Nationwide coverage (excluding Alaska, New York and Hawaii)
    • Tailored solutions: access to products and assistance for growth
    • Client-centric focus: Responsive to clients and changing needs
    • Maintain competitiveness: secure your advantage in the market

Contact our Warehouse Lending experts today

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Why BankProv?

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Tailored to You

We credit much of our steady growth in commercial banking to the practice of listening to our customers and carving out specialties to serve their unique banking needs.

100% Insured Deposits

Deposits Insured 100%

Most banks offer deposit insurance up to $250,000 through the Federal Deposit Insurance Corporation (FDIC) but as a member of the DIF, your deposits are insured at 100%.

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Technology Driven

Our products are designed with you in mind. Our API and Open Banking solutions allow us to move quickly and be flexible in order to give you the best possible experience.

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Innovative Solutions

At BankProv, you'll find comprehensive solutions, global capabilities, industry expertise and personalized attention. That's what makes us a leading commercial bank.

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Centuries Old DNA

As the 10th oldest bank in the country, we have the experience and knowledge to provide you with a comprehensive, efficient and premium banking experience.

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Dedicated Support

We are more than your bank. We are your partner. We work closely with our clients to deliver superior products and high-touch services to meet all their banking needs.

Partner with BankProv Warehouse Lending

When you partner with BankProv Warehouse Lending, you can be confident you will have access to the products and support you need to keep your mortgage banking business growing strong. Our warehouse credit facility can help you increase efficiency, be more responsive to clients and maintain a competitive advantage.

Connect with our Mortgage Warehouse Lending Team:

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Your lending needs are unique. We'll work with you to find the right solution.

Mortgage Warehouse Lending FAQs

A warehouse facility enables Independent Mortgage Banking companies to fund residential mortgage loans without using their own capital. Banks and Credit Unions that have wholly-owned subsidiary mortgage companies may also benefit from a warehouse facility.  Mortgage warehouse facilities are a form of asset-based lending that provides short-term funding between the time of a mortgage’s closing and the time the loan is sold to a secondary market investor.  Upon sale of the loan into the secondary market the warehouse advance is settled and any profits are deposited into the mortgage banking company’s account. Our warehouse lending services give you the ability to close mortgages in the name of your company and maximize profitability by using our paperless and efficient funding process.  This results in funding more loans that close faster which enhances your borrowers experience.

Agency (FNMA/FHLMC) and HUD (FHA/VA/USDA) eligible loans.  In addition, we offer expertise in and funding of Specialty products that are secured by 1-4 family residential homes.  These include; Jumbo loans, Construction-to-Perm (CTP) loans, and Fixed Rate Second Mortgage loans.

Still have questions? Read more FAQs

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