Business Checking Products
Start managing your money the way you need.
24/7 online & mobile access to your money
100% FDIC & DIF deposit insurance
Personalized account onboarding
Open your business accounts online quickly and easily.
Our quick and easy online application can be completed from the comfort of your office (or home). Find the right account for your business with the security of 100% deposit insurance.
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Classic Business
$0
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Small Business
$0
|
Commercial
$25,000
|
ProvX
$500,000
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ProvX+
$1MM+
Avg Daily ACH Volume
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|
|---|---|---|---|---|---|
| Monthly Fee | $0 | $50 | $150 | $500 | $1,000 |
| Balance for 1/2 the monthly fee | — | $100,000 | $500,000 | $1,000,000 | $2,500,000 |
| Balance for waived | — | $250,000 | $1,000,000 | $2,500,000 | $5,000,000 |
| Deposited Items | Up to 50 free | ||||
| Incoming Wires (Domestic/International) | $10 | $10 | |||
| Direct Transmission of FTP Files | — | — | |||
| Master & Sub Accounts | — | — | — | ||
| Corporate Data Reporting | — | — | — | ||
| ACH | Per item | Up to 50/mo (then per item) | Up to 500/mo (then per item) |
Up to 5,000/mo (then per) |
Up to 10,000/mo (then per) |
| Outgoing Wires: Domestic | $25 | $25 | $25 | $25 | Up to 10 free then $10 |
| Outgoing Wires: International | $35 | $35 | $35 | $35 | $15 |
100% Insured Deposits
Since we’re a member of both the Federal Deposit Insurance Corporation (FDIC) and the Depositors Insurance Fund (DIF), your deposits are insured down to the last penny. DIF, which has been insuring deposits since 1934, is a private, industry-sponsored insurance fund that insures all deposits above the $250,000 FDIC limit. This means your deposits are 100% insured. No depositor has ever lost any funds insured by both the FDIC and DIF. As an added bonus, DIF requires no applications or special forms of coverage. You automatically receive this added insurance benefit when you hold deposits at BankProv.
Introducing a new way to bank with ProvXchange™
Our ProvXchange™ Network enables our clients to enact real-time transfers 24 hours a day, 7 days a week, 365 days a year between their BankProv accounts and the accounts of other BankProv clients on their terms.
Using our API or online banking portal, get up-to-date account information, effectively maintain your receivables and payables, and easily manage counterparties to make transactions effortless.