API Banking

Banking the Way You Want.

API Banking Technology

Open banking is here to stay. Our modern API banking platform allows us to move quickly and be flexible in order to give our clients the best possible experience. When you partner with BankProv, we’ll provide the API solutions you need to get your platform or product off the ground quickly and securely. You can interact with us the way you need with a technology that’s designed to scale with you, an API that works.

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Open Banking Solutions

Partnering with best-in-class solutions and companies is easier than ever, thanks to our API banking platform.

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ProvXchange™

Our ProvXchange™ network enables you to enact client-to-client transfers 24/7, 365 days a year.

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Banking-as-a-Service

Abstract away the complexities of payments through our end-to-end BaaS solutions.

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What Is API Banking?

API banking, also known as open banking, allows you to interact with us the way you want.  It means you can access your financial information and initiate transactions securely through application programming interfaces (APIs).

APIs communicate between our core and your platforms – providing access to your financial information in the way you need it. Open banking can help you streamline your operations, manage your finances and make it even easier to send and receive money.

Open, however, does not mean your data and personal information is available to others. We offer a safe and secure API banking solution, and we’re committed to only the best cyber and information security.


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Introducing a new way to bank with ProvXchange™

Our ProvXchange™ network enables our clients to enact real-time transfers 24 hours a day, 7 days a week, 365 days a year between their BankProv accounts and the accounts of other BankProv clients on their terms.

Using our APIs, get up-to-date account information, effectively maintain your receivables and payables, and easily manage counterparties to make transactions effortless.

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real-time transfers, 24/7/365.
Get the access to your financial information the way you want through our industry-leading ProvXchange™ API Network.

API Banking FAQs

ProvXchange™ is a payment system that can be added to any API enabled account. With this you can do a real time payment to any other account here at the bank. ProvXchange™ is only available via the BankProv API or Online Banking App.

Yes. We partner with some of the top fintech’s to offer additional API solutions outside of our own API banking platform to our clients through relationships with Treasury Prime and Modern Treasury.

Treasury Prime is a third-party vendor, a fintech partner of BankProv’s that hosts a customer facing API option for our clients. It provides customers with access to manage their accounts on the core as well as the ability to initiate payments via wire and ACH.

Yes. Our developer portal is the front interface of our API, it provides end users access to their subscription keys, api tracking stats and the ability to "try it" sending playground requests through to a playground version of the API. Learn more by visiting developer.bankprov.com

While APIs have been used in the business world for over 20 years, they’re currently becoming more prevalent in banking, as financial institutions implement more modern technology solutions. As a customer, you want a better, faster way to manage your money and your business. That’s where APIs come in. Learn more about API banking and how it can benefit your business from our blog post, "What are APIs and why do you want them for business banking?"

APIs, or application programming interfaces, are tools that enable software to communicate and preform a series of tasks. They work by communicating between our core and your platforms – providing access to your financial information in the way you need it. Our series of industry-leading APIs, allow you in integrate your BankProv accounts into your own platform or apps; providing a customized solution to help you streamline your operations, manage your finances, and make it even easier to send and receive money.

Our ProvXchange™ Network enables our crypto clients to enact real-time transfers 24 hours a day, 7 days a week, 365 days a year between their BankProv accounts and the accounts of other BankProv clients on their terms.

Still have questions? Read more FAQs

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