HIGH YIELD CD ACCOUNTS

Take advantage of this limited time offer.

5.10% APY0

4.50% APY1

5-Month CD

9-Month CD

Get Started Today!

See what BankProv can do for you. Contact our Client Service Team at 877-487-2977, complete the form or visit a branch nearest you to open an account or learn more about our CD Accounts. Our dedicated team is here to help you every step of the way.

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We Offer Competitive Rates
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5 Month CD Account

 5.10% APY0 $10 $500 $0

9 Month CD Account

 4.50% APY1 $10 $500 $0

13 Month CD Account

 4.50% APY2 $10 $500 $0
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Why a Certificate of Deposit (CD)?

Our CDs give you secure growth with no maintenance fees and puts you in control of how you save. Plus, your CD interest rate stays the same — from day one until your account reaches maturity.

Contact our Client Service Team at 877-487-2977 or visit a branch nearest you to open an account or learn more about our CD Accounts.

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CD Account Benefits

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Low Opening Deposit

A minimum balance of $500 is required to open a Certificate of Deposit (CD).

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Fully Insured

CDs are insured through the FDIC up to $250,000 per depositor, and covered in excess by the DIF.

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Grow Your Money

Let your money steadily grow at a fixed rate over the CD term.

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No Market Risk

Your CD’s performance isn’t tied to market variability, so there’s no risk involved.

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Easy to Open

Visit a branch nearest you to open a CD account today.

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Prompt Customer Service

We work closely with our clients to deliver superior services and solutions to meet all their banking needs.

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Deposits Insured in Full

We’re a member of both the Federal Deposit Insurance Corporation (FDIC) and the Depositors Insurance Fund (DIF). The FDIC insures each depositor to at least $250,000, and DIF insures the rest. The combination of FDIC and DIF insurance provides full deposit insurance on all of your deposit accounts.

No depositor has ever lost a penny in a bank insured by both the FDIC and the DIF. Learn more about deposit insurance policy at bankprov.com/DIF.

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CD Account FAQs

With a certificate of deposit (CD) account, you can save money for a fixed amount of time, called a term. In return for leaving your money in the CD, you earn a fixed interest rate through your CDs maturity.

How much interest you earn on your CD account will depend on how much you deposit, your specific term and interest rate. Check out current CD rates and terms on this page to see how much you can earn.

Once your CD matures, you have a 10-day window called a grace period where you have three choices:
  1. Withdraw your money and put it in another account.
  2. Add money to your CD account prior to renewal.
  3. Allow your CD to renew.
 

0Annual Percentage Yield (APY) on the 5-month term CD is effective as of 3/1/24 and is subject to change at any time. Minimum balance of $500 is required to open a Certificate of Deposit (CD). Minimum balance to earn APY on CDs is $10. A penalty will be imposed for early withdrawal. Fees or early withdrawal of interest may reduce earnings.
1Existing IRA accounts are only eligible for the 9 Month CD for CD renewals and inherited IRAs. BankProv does not open new IRA accounts. Annual Percentage Yield (APY) on the 9-month term CD is effective as of 2/16/23 and is subject to change at any time. Minimum balance of $500 is required to open a Certificate of Deposit (CD). Minimum balance to earn APY on CDs is $10. A penalty will be imposed for early withdrawal. Fees or early withdrawal of interest may reduce earnings.
2Annual Percentage Yield (APY) on the 13-month term CD is effective as of 8/21/23 and is subject to change at any time. Minimum balance of $500 is required to open a Certificate of Deposit (CD). Minimum balance to earn APY on CDs is $10. A penalty will be imposed for early withdrawal. Fees or early withdrawal of interest may reduce earnings.