Banking-as-a-Service Partnerships
Your Fintech BaaS Partner
It’s our goal to support your ideal customer experience. That’s why we offer embedded finance solutions to some of the most innovative Fintech companies.
or call us at 877-487-2977
Fully Insured Deposits
Innovative Solutions
Trusted Advisor & Partner
BankProv offers future-forward BaaS solutions to Fintechs nationwide.
Customized Products
Offer fully-insured, white-labeled banking products through our customized partnership solutions.
Get to Market
Our modern APIs get your product into the hands of your clients faster.
Mitigate Risk
Our decades of banking regulatory and compliance expertise help ensure safe and sound banking practices.
A Partnership Designed to Scale
- Customized Solutions: We collaborate to tailor a BaaS partnership for your needs.
- White-Labeled Financial Services: Offer embedded finance services backed by BankProv.
Why Partner with Us?
- Streamlined Operations: Focus on your business while we manage banking functions.
- Diverse Offerings: With a deep expertise in various industries, we’ve got you covered.
- Forward-Looking Banking Partner: Access BankProv’s future-oriented expertise.
- Fully Insured Deposits: Assured security for your customers’ funds.
- Scalable Technology: API solutions that grow with your success.
Robust Infrastructure
FDIC-insured deposit, savings, and custodial accounts
FBO & Virtual Accounts
Our team can help you find the right account setup for your BaaS needs
Commercial & Retail Accounts
Open accounts and facilitate payments
Payments
A seamless payments experience for commercial fintechs
API Integrations
Modern, reliable, and well documented banking API
Real Time Account Management
Edit emails and mailing addresses, close or lock accounts as needed
Payment Rails
Full range of APIs from ProvXchange network, ACH and wires, to remote check deposit, and more with rich transaction insights
Admin Capabilities
Simplify the process of opening, managing and maintaining bank accounts
Manage Risk and Compliance
Our decades of banking regulatory and compliance expertise help ensure safe and sound banking practices.
BSA/AML Compliance
Review of your protocols that help identify bad actors and unusual activity
First-Class Security
Premier security controls to ensure the confidentiality, integrity, and availability of your businesses account information
KYC & KYB
Customizable checks using Middesk, Alloy, LexisNexis, and other providers
Holding client funds at BankProv.
Clients wishing to hold their own customer funds can be structured a few different ways:
- We support both on-core account models and For the Benefit of (FBO) models, where clients can hold customer funds (business or consumer) at BankProv.
- Our partners utilize BankProv’s APIs and/or third-party integrations to facilitate money movement, virtual ledgers, and account creation.
- These services are managed by the partner and embedded into their own front-end user interface to create a fully customized and white-labeled experience.
talk to a deposit specialist.
Your banking needs are unique. We'll work with you to find the right solution.
Banking as a Service FAQs
Banking-as-a-Service (BaaS) allows fintechs and brands to integrate and embed banking services into their user interface, such as: deposit accounts and payment rails. These services are provisioned through modern APIs, enabling fintechs to own the front-end user experience and provide their customers with a full-stack white-labeled banking solution. BankProv’s BaaS solution allows fintechs to quickly get to market with a regulated and licensed product.
Our APIs deliver robust core banking functionality and allow you to customize the end-to-end product experience. By partnering with BankProv, a fintech can build on top of any component of the banking stack to power solutions ranging from integrated payment rails and checkout solutions to completely branded checking accounts.
BankProv is powering industry leading fintechs and digital asset businesses of all stages and sizes with its BaaS offering. We work with fintech companies, including crowdfunding platforms, recurring revenue companies, fund administrators, investment platforms, digital asset exchanges, and many more. To learn more, check out our Press Releases here.
For the Benefit of (FBO) is an account model that allows our fintech partnerships to open one big fiduciary account on the Bank’s core, then provide customers with virtual accounts that exist within that larger account.
We offer our own in-house direct API integrations, as well as, in partnership with one of our third-party vendors like Treasury Prime.
Yes, BankProv has been supporting businesses in the digital asset space with deposit products since 2019 and we’re pushing our full-service offering for the cryptocurrency community to the next level with our embedded institutional banking services utilizing our API programming. By partnering with BankProv, our team can offer access to payment rails and virtual ledger services to facilitate and track payments under sub-accounts for your customers.