terms and conditions.

The Provident Bank provides the materials contained at our site(s) on the World Wide Web (the “Site”) as a service to our customers and visitors. The Provident Bank requires that all visitors to the Site adhere to the following Terms and Conditions. By accessing the Site and any of its pages, you indicate your acknowledgement and acceptance of the Terms and Conditions set forth below without limitation or qualification. If you do not agree with our Terms of Use, your sole remedy is to discontinue your use of the Site.

 

The Provident Bank may revise these Terms and Conditions at any time by updating this posting, which revisions will be binding upon all visitors to the Site. You should therefore visit this posting to review these Terms and Conditions from time to time as you visit the Site. For purposes of these Terms and Conditions references to The Provident Bank include its affiliates, directors and employees.

Laws and Regulations

User access to and use of the Site is subject to all applicable federal, state and local laws and regulations. Unauthorized use of this system is prohibited and violators can be prosecuted under federal and state laws.

Copyright and Trademark Information

The information contained at the Site, including but not limited to text and images herein and their arrangement, are owned or licensed by The Provident Bank, unless otherwise indicated.

You are authorized by The Provident Bank to copy, transmit or display any information registered or owned by The Provident Bank on any page of the Site solely for your personal, non-commercial use, provided that any such copy, transmission or display includes any copyright, trademark or service mark attribution as it appears on such page. The information and materials contained at the Site may not otherwise be copied, transmitted, displayed, distributed, downloaded, licensed, modified, published, posted, reproduced, used, sold, transmitted, used to create a derivative work or otherwise used for commercial or public purposes without The Provident Bank’s prior written consent.

The Site, including this page, may contain other proprietary notices and copyright information, the terms of which must be observed and followed. Certain images and information at the Site are the copyright or trademark of third parties and any use is subject to the terms and conditions of such third parties.

Cookies, Website Tracking and Analytics

When you visit our Site, our web servers may place a small file called a “cookie” on your computer to collect analytics on Site usage. We do not use cookies to collect and store confidential personal information, such as your email address or other information stored on your computer’s hard drive.

These tools gather non-personally identifiable information, such as the Site pages visited, the time and date you used the Site, the navigation path you used to find information and the name of your Internet service provider. In addition, we will collect technical information about your computer such as its screen resolution, operating system and browser.

This information gives us insight into how our Site is being used and also allows us to make sure the Site runs well with the equipment being used by the majority of our customers.

We may contract with third parties to assist us with gathering this aggregate, non-personally identifiable information. These companies are prohibited from using the information they collect for their own purposes or from sharing this information with others.

You may set your browser to disable or delete cookies, however, this may affect your ability to use certain Site features, including some of our products and services.

Marketing

Regardless of whether you have chosen to opt out of certain marketing offers from The Provident Bank, by using The Provident Bank online you agree that we may market our services and the services of other companies on the Site through the use of banner ads, hyperlinks, and other similar marketing devices. The Provident Bank does not legally endorse or guarantee products or services provided by non-affiliated companies and such products or services are neither FDIC insured or bank guaranteed.

Links to Other Internet Web Sites

The Site may contain links to other websites operated by non-affiliated third parties. We provide links to other sites as a convenience. The linked sites are not under our control and we are not responsible for the products and services, privacy policy, security or content available on the third-party sites. We explicitly disclaim all liability for damages of any kind arising out of the use of such linked sites.

Limitation of Liabilities and Warranties

We provide the contents and use of the Site (including applications, text, graphics, links, tools, calculators and other resources) on an “as is” basis and your use of the Site is at your sole risk. In addition, we assume no responsibility for any error, omission, interruption, defect, delay in operation or transmission, computer virus, or line or system failure. We make no warranties or representations of any kind in connection with the use of the information or applications on the Site, their accuracy, adequacy, or completeness. To the extent permitted under applicable law, we disclaim all warranties of any kind, expressed or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement.

 

In no event shall The Provident Bank be liable for any damages whatsoever including, without limitation, actual, direct, special, incidental, consequential, punitive or indirect damages, however caused, whether arising from breach of contract, negligence or otherwise, even if we have been advised of the possibility of such damages.

Violations of Terms and Conditions

The Provident Bank reserves the right to seek all remedies available at law and in equity for violations of these Terms and Conditions, including the right to block access from a particular Internet address to the Site. YOU AGREE TO INDEMNIFY, DEFEND AND HOLD HARMLESS THE PROVIDENT BANK FROM ANY LIABILITY, LOSS, CLAIM AND EXPENSE, INCLUDING ATTORNEY’S FEES, RELATED TO YOUR VIOLATION OF THESE TERMS AND CONDITIONS OR YOUR USE OF THE SERVICES AND INFORMATION PROVIDED AT THE SITE.