Remote Deposit Capture

Secure Check Deposits Made Simple

Fast processing from the convenience of your office with remote deposit capture (RDC). With check scanning machines, RDC users can easily deposit checks right from their business and get quicker access to the funds. No need to visit a BankProv branch.

Talk to a Deposit Specialist

or call us at 877-487-2977

Fully Insured Deposits

Innovative Solutions

Trusted Advisor & Partner

Remote Deposit Capture Features

Flexible Deposit Options

Use advanced check scanners for high-volume deposits or our mobile app for on-the-go convenience. Enjoy secure, seamless deposits tailored to your needs.

Banking at Your Fingertips

The Mobile Remote Deposit Capture (mRDC) app lets you submit, process, review, and approve deposits, and view historical reports directly from your mobile device.

Easy Connectivity

Every deposited check can be uploaded to QuickBooks® and most other accounting software so you can keep your reporting organized.

Faster Funds Availability

Funds deposited before the cutoff time of 6:00 PM ET may be available as soon as the next business day. Deposits made after this time will be processed on the following business day, ensuring timely access to your funds.

Long Term Accessibility

Every deposited check is imaged and securely stored for 2 years. You can access these images at any time, providing you with easy retrieval and record-keeping whenever you need it.

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How Remote Deposit Capture Works

Remote Deposit Capture is a time-saving tool for businesses who deposit multiple checks on a regular basis. It is great for any business owner who wants to save time and bring the bank right to their desk! Using Remote Deposit Capture can increase productivity and enhance cash flow for your business.

Remote Deposit Capture is easy.
Your funds get deposited into your business checking account without ever having to visit the bank

    • Receive Checks – Receive checks from customers and vendors
    • Scan Checks – Scan the checks easily using a desktop check scanner or your mobile device
    • Submit Checks – Transmit your check images to BankProv for same day processing

Talk to a Deposit Specialist

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Advantages of Remote Deposit Capture

    • Same-Day Processing Until 6 PM ET: Ensure your deposits are processed on the same day if submitted and approved before the 6 PM ET deadline.
    • Online Access to Check Images and Detailed Deposit History: View check images and access comprehensive deposit history online anytime.
    • Enhanced Security and Customer Satisfaction: Benefit from advanced security features designed to protect your deposits and enhance customer satisfaction.
    • Convenient Deposit Reports with Error Notifications: Receive detailed deposit reports, complete with images of each deposited item and prompt error notifications for peace of mind.
    • Quick, Hassle-free Check Deposits with Seamless Integration: Enjoy the convenience of making quick and easy check deposits, integrated effortlessly with your Online and Mobile Banking services.

Already a BankProv Remote Deposit Capture Client?

Visit our RDC Scanner page to manage your scanners online, resolve issues, and order additional scanners.

Client Check Scanner Portal

talk to a deposit specialist.
Your banking needs are unique. We'll work with you to find the right solution.
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Remote Deposit Capture FAQs

Remote Deposit Capture (RDC) has transformed the check deposit process, delivering unparalleled convenience, faster transaction times, cost savings, and enhanced security.

With Remote Deposit Capture (RDC), U.S. dollar checks drawn on banks with valid U.S. Routing and Transit numbers are generally accepted, including personal, business, Traveler's, and government checks. However, non-U.S. dollar checks are not eligible, and additional restrictions are outlined in the Master Services Agreement (MSA). It's important to note that Remotely Created Checks (RCCs) are not permitted for deposit under the bank’s deposit agreement.

A bank representative assists the user through a screen-sharing session to install the necessary drivers and provide training.

Typically, setting up standard Remote Deposit Capture (RDC) services takes up to 48 hours once all required documents are signed and submitted. If the client is purchasing a scanner, the process may take an additional 3-5 days, depending on postal delivery times.

There is no limit on the number of items per batch, though our service provider recommends up to 50 checks per batch since deposits are verified by live staff. The RDC Treasury service can process up to 500 items per deposit. If a deposit exceeds the specified limit for each service type, a new batch or deposit will automatically be created, starting with the next check.

Deposits must be submitted by 6:00 p.m. EST to receive same-day ledger credit. Any deposits made after that time will be credited on the next business day.

You should retain the item for 30 days from the date of transmission. After which the check should be destroyed, marked void, or otherwise render it incapable of further transmission, deposit or presentment.

Deposited items being returned follow the same returns process as deposited items at a teller window. A substitute return check is created and sent back to the depositor.

Still have questions? Read more FAQs