Banking-as-a-Service Partnerships

Your Fintech BaaS Partner

It’s our goal to support your ideal customer experience. That’s why we offer embedded finance solutions to some of the most innovative Fintech companies.

Talk to a Specialist

or call us at 877-487-2977

Fully Insured Deposits

Innovative Solutions

Trusted Advisor & Partner

BankProv offers future-forward BaaS solutions to Fintechs nationwide.

Customized Products

Offer fully-insured, white-labeled banking products through our customized partnership solutions.

Get to Market

Our modern APIs get your product into the hands of your clients faster. 

Mitigate Risk

Our decades of banking regulatory and compliance expertise help ensure safe and sound banking practices.

A Partnership Designed to Scale

Customized Solutions: We collaborate to tailor a BaaS partnership for your needs.
White-Labeled Financial Services: Offer embedded finance services backed by BankProv.

Why Partner with Us?

Streamlined Operations: Focus on your business while we manage banking functions.
Diverse Offerings: With a deep expertise in various industries, we’ve got you covered.
Forward-Looking Banking Partner: Access BankProv’s future-oriented expertise.
Fully Insured Deposits: Assured security for your customers’ funds.
Scalable Technology: API solutions that grow with your success.

Financial Services Tools for Fintechs

Robust Infrastructure

FDIC-insured deposit, savings, and custodial accounts

FBO & Virtual Accounts

Our team can help you find the right account setup for your BaaS needs

Commercial & Retail Accounts

Open accounts and facilitate payments

Payments

A seamless payments experience for commercial fintechs

API Integrations

Modern, reliable, and well documented banking API

Real Time Account Management

Edit emails and mailing addresses, close or lock accounts as needed

Payment Rails

Full range of APIs from ProvXchange network, ACH and wires, to remote check deposit, and more with rich transaction insights

Admin Capabilities

Simplify the process of opening, managing and maintaining bank accounts

Manage Risk and Compliance

Our decades of banking regulatory and compliance expertise help ensure safe and sound banking practices.

BSA/AML Compliance

Review of your protocols that help identify bad actors and unusual activity

First-Class Security

Premier security controls to ensure the confidentiality, integrity, and availability of your businesses account information

KYC & KYB

Customizable checks using Middesk, Alloy, LexisNexis, and other providers

two people looking at computer discussing banking-as-a-service

Holding client funds at BankProv.

Clients wishing to hold their own customer funds can be structured a few different ways:

We support both on-core account models and For the Benefit of (FBO) models, where clients can hold customer funds (business or consumer) at BankProv.
Our partners utilize BankProv’s APIs and/or third-party integrations to facilitate money movement, virtual ledgers, and account creation.
These services are managed by the partner and embedded into their own front-end user interface to create a fully customized and white-labeled experience.

BankProv is very consistent with their communications and their actions. They follow up, do what they say and say what they do.

Ally Marrone - Director Platform Operations, Retail Republic

talk to a deposit specialist.

Your banking needs are unique. We'll work with you to find the right solution.

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