Personal Checking Account

Explore our checking options.

With great benefits and convenient online and mobile banking, we make it simple to manage your money.

or call us at 877-487-2977

Fully Insured Deposits

Innovative Solutions

Trusted Advisor & Partner


Financial solutions and benefits.

Online Access Cash Management

Online & Mobile Banking

Access your personal checking accounts anytime, anywhere and add account alerts with our convenient online and mobile banking services.

100% Insured Deposits

100% Deposits Insured

Rest assured that deposits in your personal checking and savings accounts are fully insured, providing you with peace of mind.

Commercial Lending Icon

Debit Card Controls

Lock a missing card quickly to prevent unauthorized use and enjoy seamless access to your online personal checking.

Automated File Delivery icon

Link Accounts

Have a personal savings account with us, too? Same-day transfers are available between your bank accounts, and you can schedule transfers online.

Cash Vault Services Bitcoin ATMs icon

Fraud Prevention Resources

Protect yourself with our robust fraud prevention resources, ensuring your personal checking accounts remain secure.

Explore Our Personal Checking Options

Basic Checking
Prestige Checking
Executive Elite Checking
Minimum Balance $500 $20,000* min combined relationship balance (Includes consumer deposit accounts and business accounts) $250,000* min combined relationship balance (Includes consumer deposit accounts and business accounts)
Monthly Service Fee $5 monthly maintenance fee when balance falls below $500. $20.00 monthly maintenance fee when combined balances fall below $20,000 $50.00 monthly maintenance fee when combined balances fall below $250,000
Opening Deposit $10.00 $10.00 $10.00
Transactions at Non-BankProv ATMs $3.00
Interest No Yes Yes
18/65 Minimum balance requirement waived if the primary owner of this account is either under 18 or over 65.
Benefits
  • Up to $15.00 refunded monthly on ATM Surcharge Fees imposed by Non-BankProv ATM owners
  • No Fee for Money Orders and Treasurer’s Checks
  • No Fee for for standard check re-orders
  • Domestic Outgoing Wire Transfers with no fee
  • No fee to purchase Money Orders or Treasurer’s Checks
  • Waived Stop Payment fee(s)
  • Free check reorders
  • No International Card Transaction Fee(s)
  • Unlimited rebates on ATM Surcharge Fees imposed by Non-BankProv ATM owners
  • Additional perks offered by MasterCard with World Debit Card.

*business account balances considered for owner of business only *business account balances considered for owner of business only
Learn More
BankProv-Basic-Checking

Basic Checking

An account that allows you to do your day to day banking with no strings attached.

    • $10 minimum account opening deposit
    • Access your account with a debit or ATM card

Not sure if Basic is right for you? We’ll help you find out if it is!

Talk to a Deposit Specialist

older couple excitedly using computer

Prestige Checking

Account features:

    • No ATM Transfer Service Charges, ATM Withdrawal Service Charges or ATM Inquiry Service Charges at machines that we do not own or operate
    • Up to $15.00 refunded monthly on ATM Surcharge Fees imposed by Non-BankProv ATM owners
    • No Fee for Money Orders and Treasurer’s Checks
    • No Fee for Check Reorders

Not sure if Prestige is right for you? We’ll help you find out if it is!

Talk to a Deposit Specialist

executive-elite-checking

Executive Elite Checking

Simplify your life with all of your banking in one place.

We are dedicated to providing you with banking solutions that not only meet but exceed your expectations. Our Executive Elite Checking account, designed to meet the needs of high-net-worth individuals, helps you streamline your business and personal checking accounts with one trusted financial partner.

The Executive Elite Checking account is designed to provide you with access to flexible and convenient banking services.

    • 100% Deposits Insured
    • Fraud Prevention Resources
    • Consultative Team Approach
    • Exclusive Benefits & More!

Talk to a Deposit Specialist

talk to a specialist.
Your banking needs are unique. We'll work with you to find the right solution.

Personal Checking Accounts FAQs

To order personal banking checks for your personal checking account, you can request them by visiting a branch. You are also able to order checks by phone: 877-487-2977. Ensure you have your bank account personal details handy, such as your account number and routing number, to complete the order.

Setting up direct deposit for your personal checking account involves providing your employer or the depositing entity with your bank account personal information, including your account number and routing number. Your employer may offer a direct deposit form where you can fill out these details. This allows your payments to be automatically deposited into your online personal bank account. Contact a deposit specialist to get set up today.

Personal checking accounts offer several benefits, including easy access to your money, the ability to write checks and pay bills, and convenient features like online and mobile banking. BankProv personal checking accounts come with debit cards for ATM access and purchases, as well as mobile check deposit, enhancing your overall banking experience.

BankProv provides free access to our own ATMs and offers fee waivers for using ATMs within a specified network. Transactions performed by using out-of-network ATMs could incur additional fees depending on the product that you are in.

Find the locations of our bank's branches, by visiting clicking here or use our mobile app, which includes a branch locator feature. Additionally, you can call our customer service phone number to inquire about branch locations.

Still have questions? Read more FAQs