worry free savings.

Insure Excess Deposits

100% Unlimited Deposit Insurance

Worry-Free Savings is an online only savings account designed for people that are looking to insure excess deposits beyond the Federal Deposit Insurance Corporations (FDIC) coverage limit of $250,000, while still earning a competitive interest rate.

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Earn a Competitve Rate

Earn a competitive interest rate on your balances. Contact our Call Center for details!

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No Monthly Fee

You won’t be charged a monthly maintenance fee to keep your money safe and secure at BankProv.

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Apply Online

No need to visit a branch to open this online-only savings account. Simply apply online in minutes through our paperless application process.

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Deposit Insurance Explained

Since we’re a member of both the Federal Deposit Insurance Corporation (FDIC) and the Depositors Insurance Fund (DIF), your deposits are insured down to the last penny. DIF, which has been insuring deposits since 1934, is a private, industry-sponsored insurance fund that insures all deposits above the $250,000 FDIC limit. This means your deposits are 100% insured. No depositor has ever lost any funds insured by both the FDIC and DIF. As an added bonus, DIF requires no applications or special forms of coverage. You automatically receive this added insurance benefit when you hold deposits at BankProv.

Open Online Now.
Our paperless application is quick and easy. Open your account in minutes and fund via wire within 30 days.