Business Checking Products
business checking that works for you.
Explore our secure and convenient business checking account solutions.
or call us at 877-487-2977
Fully Insured Deposits
Innovative Solutions
Trusted Advisor & Partner
Your banking needs are unique. We’ll work with you to find the account that fits your business.
Our business bank accounts are compatible with payment solutions and accommodate varying levels of monthly transactions, including deposits, check payments, and ACH transactions.
Essential Business Checking Account
Ideal for small businesses with low transaction volume and minimal cash management needs.
Elevated Business Checking Account
Designed for small to medium-sized businesses with moderate transaction volume and cash management needs.
Enhanced Business Checking Account
Tailored for medium to large-sized businesses with high transaction volume and significant cash management needs.
Analysis Business Checking Account
Customized for commercial clients with substantial transaction volume and cash management needs.
Explore our business checking accounts and find the right one that fits your business.
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Essential Business Checking
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Elevated Business Checking
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Enhanced Business Checking
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Analysis Business Checking
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| Ideal for: | Small business with low transaction volume and minimal cash management needs. | Small to medium sized business with moderate transaction volume and moderate cash management needs. | Medium to large sized business with high transaction volume and significant cash management needs. | Commercial clients with substantial transaction volume and cash management needs. |
| Monthly Maintenance Fee | $0 | $50 | $150 | $25 |
| Balance required for 1/2 off monthly fee | — | $100,000 | $500,000 | — |
| Balance required for waived monthly fees | — | $250,000 | $1,000,000 | — |
| Combined Item Allowance | $0.30 per item after 150 items | $0.30 per item after 250 items | $0.30 per item after 500 items | — |
| Learn More | Learn More | Learn More | Learn More |
Banking Built for Business
Business Checking Products: Your Money, Your Way
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- Cash Management: Manage your money online, anytime.
- 100% Insured Deposits: Full protection with FDIC & DIF insurance.
- Onboarding Process: Personalized account opening solutions.
Customized Features & Services
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- Minimize or counterbalance fees.
- Remote deposit solutions.
- Electronic payment solutions.
- Outgoing wires (domestic & international).
Talk to a Deposit Specialist or call us at 877-487-2977 to tailor your banking experience
Choose BankProv for Secure Banking and Exceptional Service!
Looking to switch banks? Whether it’s for better customer service, higher interest rates, or a fresh start, BankProv is the right choice. Enjoy 100% deposit insurance through the FDIC and DIF, protecting your assets with tailored banking solutions.
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- 100% Fully Insured Deposits
- Fraud Prevention Resources
- Premier Cash Management
- Robust Commercial Lending
100% Insured Deposits
Since we’re a member of both the Federal Deposit Insurance Corporation (FDIC) and the Depositors Insurance Fund (DIF), your deposits are insured down to the last penny. DIF, which has been insuring deposits since 1934, is a private, industry-sponsored insurance fund that insures all deposits above the $250,000 FDIC limit. This means your deposits are 100% insured. No depositor has ever lost any funds insured by both the FDIC and DIF. As an added bonus, DIF requires no applications or special forms of coverage. You automatically receive this added insurance benefit when you hold deposits at BankProv.
Why BankProv?
Tailored to You
We credit much of our steady growth in commercial banking to the practice of listening to our customers and carving out specialties to serve their unique banking needs.
Deposits Insured 100%
Most banks offer deposit insurance up to $250,000 through the Federal Deposit Insurance Corporation (FDIC) but as a member of the DIF, your deposits are insured at 100%.
Technology Driven
Our products are designed with you in mind. Our API and Open Banking solutions allow us to move quickly and be flexible in order to give you the best possible experience.
Innovative Solutions
At BankProv, you'll find comprehensive solutions, global capabilities, industry expertise and personalized attention. That's what makes us a leading commercial bank.
Centuries Old DNA
As the 10th oldest bank in the country, we have the experience and knowledge to provide you with a comprehensive, efficient and premium banking experience.
Dedicated Support
We are more than your bank. We are your partner. We work closely with our clients to deliver superior products and high-touch services to meet all their banking needs.
Business Checking Account FAQs
- One Valid Form of Primary ID: Driver's License, Passport, State Issued ID, or Military ID.
- Owner/Signer Information: Full legal name, occupation, Social Security Number, home address, mailing address, date of birth, country of citizenship, and percentage of ownership (only for owners).
- Business Documentation: Depending on your business type, this includes:
- Corporations & Non-Profits: Articles of Incorporation and a listing of Board of Directors or Officers, or meeting minutes containing the board or officer election. Non-Profits also need a 501(c)3 document.
- Sole Proprietorships: Trade name or business certificate.
- LLCs: Certificate of formation and operating agreement.
- Partnerships: Partnership agreement.
