Wire Origination Services

Fast, Secure, and Convenient Wire Transfers

Save time and money with our Wire Origination Services. With just a few clicks, you can initiate and approve wire transfers anytime, from anywhere—eliminating the need for phone calls or in-branch visits.

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or call us at 877-487-2977

Fully Insured Deposits

Innovative Solutions

Trusted Advisor & Partner

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Effortless Payment Processing with Online Wire Transfers

Wire transfers provide a secure and reliable way to move money, offering same-day availability for domestic and international transactions.

Why Choose Our Wire Origination Services?

    • Dual Control Security – Reduce fraud risk and minimize errors with built-in approval workflows.
    • Recurring Wire Templates – Save time by using pre-set templates for repeat payments.
    • Global Reach – Send payments domestically or internationally through our commercial online banking portal.

Quick & Cost-Effective Transfers

Business Online Banking users can subscribe to our Wire Origination service and efficiently send electronic funds transfers across the U.S. and globally—all with the click of a button.

Key Wire Origination Benefits

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Skip the Bank Visits

Initiate and approve wires from anywhere, reducing the need for in-person visits.

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Convenience & Automation

Set up templates for frequent transactions to save time and reduce errors.

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Enhanced Security

Multi-layer security features, including digital token authentication.

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Features at a Glance

    • Move Money Quickly – Same-day transfers available within the U.S. or internationally.
    • Save Time & Reduce Admin Work – Create reusable wire templates for recurring payments.
    • Flexible & Secure Access – Customize user permissions and transfer limits within Small Business Online Banking.
    • Advanced Security – Benefit from token-based authentication for extra protection.

Talk to a Deposit Specialist

Manage Your Finances with Ease & Confidence

Discover a full suite of cash management tools designed to streamline and optimize your business’s financial flow. Explore how we can help keep your business moving forward.

Learn More About All Our Cash Management Services

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Wire Origination FAQs

BankProv offers advanced fraud protection and security measures to help safeguard your business against wire transfer fraud. Our business banking security solutions include:
  • Multi-factor authentication (MFA) to prevent unauthorized access
  • Transaction monitoring and fraud detection tools to flag suspicious activity
  • Customizable wire transfer controls for added security
  • Secure digital banking technology to protect your financial data
By leveraging state-of-the-art fraud prevention strategies, BankProv helps businesses minimize risk and keep their wire transfers secure.

Customers that utilize our ACH or wire service through the Online Banking Portal, have the following cutoff times:
  • Same-day ACH: 2:00pm ET
  • Standard ACH: 5:00pm ET
  • Wires: 5:00pm ET

You can find information about wire and ACH transactions, including cutoff times, by visiting our resource center. You can also contact your Relationship Manager or our Customer Service Center for assistance.

Wire origination fraud happens when cybercriminals gain unauthorized access to a company’s banking system using compromised login credentials, phishing scams, or malware attacks. Once inside, fraudsters initiate unauthorized wire transfers to fraudulent “mule” accounts, which are emptied and abandoned before detection. Since wire transfers are often irreversible, businesses may suffer financial losses if fraud is not prevented in time. Wire fraud can also occur when clients receive fraudulent wire instructions from someone posing as the intended recipient. Cybercriminals may compromise email accounts or create lookalike addresses to send altered wire instructions, redirecting funds to fraudulent accounts. To prevent this, all wire instructions should be verified by phone using a known, trusted number and never accepted solely via email.

Wire origination is the process of initiating a wire transfer, an electronic payment method used to send funds between financial institutions securely and quickly. This process is widely used for high-value transactions, including business payments, real estate closings, international trade, and financial settlements. Wire transfers can be domestic or international, with processing times and fees varying by bank, transfer method, and destination.

Still have questions? Read more FAQs