Cash Management Services

Explore Our Enhanced Cash Management Services.

Secure and effortless cash management services with 100% deposit insurance.

or call us at 877-487-2977

Fully Insured Deposits

Innovative Solutions

Trusted Advisor & Partner


All the cash management tools you need to manage the flow of your business.

ACH Origination

Streamline your payroll and vendor payments with our ACH Origination service, offering secure and efficient electronic funds transfers.

Wire Origination

Execute domestic and international wire transfers quickly and reliably with our Wire Origination service, ensuring your funds reach their destination safely.

Sweeps & Zero Balance Accounts

Optimize your cash flow with Sweeps and Zero Balance Accounts, automatically transferring funds to maximize your earning potential.

Remote Deposit Capture

Deposit checks remotely from your office with RDC, saving time and reducing trips to the bank.

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Positive Pay

Protect your business from fraud with Positive Pay, a service that verifies checks and ACH transactions against your issued items.

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Online & Mobile Banking with Bill Pay

Manage your accounts anytime, anywhere with our Online and Mobile Banking services, including convenient bill pay options.

Vault Services

Securely store your money with our Vault Services, providing peace of mind and easy access when needed.

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Lockbox Services

Accelerate your receivables processing with Lockbox Services, which streamline the collection and deposit of check payments.

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Merchant Services

Enhance your business's payment acceptance capabilities with Merchant Services, offering a variety of payment processing solutions.

API Banking

Integrate your financial operations seamlessly with our API Banking, enabling direct access to our banking services from your business systems.

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Quickbooks Direct Connect

Simplify your accounting with QuickBooks Direct Connect, allowing easy synchronization of your bank transactions with QuickBooks.

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BAI2

Utilize BAI2 for efficient cash management reporting, providing detailed and timely account balance information.

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Elevate Your Banking Experience

Tailored Services and Solutions

    • Anywhere Access: Fast and easy account management, anytime.
    • Efficient Cash Control: Streamline processes, boost cash flow.

Discover Our Enhanced Banking Services

    • Liquidity Mastery: Diverse deposit options, credit lines.
    • Effortless Transactions: ACH origination, bill pay, wire transfers.
    • Dependable Security: Full deposit coverage with FDIC & DIF.

BankProv Advantage: Your Path to Enhanced Banking

    • Total Deposit Protection: 100% insured deposits.

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Enhance Business Efficiency and Prioritize Security

    • Protecting What Matters: Leave your money worries to us.
    • Advanced Fraud Defense: Shield against altered and counterfeit checks.
    • Experience Real-Time Accessibility
    • Seamless Fund Access: Online, mobile, and automated banking.
    • Boost Business Efficiency: Maximize productivity with real-time access.
    • Data-Rich Reporting: Your Business Advantage
    • Robust Reporting: Diverse formats for comprehensive insights.

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Why BankProv?

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Tailored to You

We credit much of our steady growth in commercial banking to the practice of listening to our customers and carving out specialties to serve their unique banking needs.

100% Insured Deposits

Deposits Insured 100%

Most banks offer deposit insurance up to $250,000 through the Federal Deposit Insurance Corporation (FDIC) but as a member of the DIF, your deposits are insured at 100%.

Online Access Cash Management

Technology Driven

Our products are designed with you in mind. Our API and Open Banking solutions allow us to move quickly and be flexible in order to give you the best possible experience.

innovative business banking needs

Innovative Solutions

At BankProv, you'll find comprehensive solutions, global capabilities, industry expertise and personalized attention. That's what makes us a leading commercial bank.

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Centuries Old DNA

As the 10th oldest bank in the country, we have the experience and knowledge to provide you with a comprehensive, efficient and premium banking experience.

committed to business banking needs

Dedicated Support

We are more than your bank. We are your partner. We work closely with our clients to deliver superior products and high-touch services to meet all their banking needs.

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Your banking needs are unique. We'll work with you to find the right solution.

Cash Management FAQs

The BAI2 file format is a specialized and standardized set of codes used for bank cash management services by the Bank Administration Institute (BAI). These files are provided by the bank to the account holder, who then imports them into a bookkeeping application to perform bank reconciliation if necessary.

Our Lockbox service is a comprehensive cash management solution for check depositing. While customers can use our Remote Deposit Capture (RDC) program to deposit checks via an app or a check scanner, the Lockbox service outsources this function to a payment processing center. It eliminates the need for opening mail, depositing checks, and posting to accounting software.

ACH Positive Pay allows you to review incoming debits to either accept or return transactions that do not match your approved list before they are deducted from your account. This feature helps reduce fraud associated with electronic payments and allows clients to download and upload reports or use Positive Pay Reconciliation.

With our integrated bill payment system, you can easily set up and manage bill pay options securely through our online banking platform, ensuring efficient and secure transactions.

Our comprehensive cash management services include online and mobile banking, ACH origination, positive pay, domestic and international wire transfers, Remote Deposit Capture, Lockbox, Quickbooks Direct Connect, API Banking capabilities, and more. These services help businesses streamline and manage the flow of their businesses.

BankProv offers a variety of business banking services, including multiple business checking account options, a full suite of cash management services, and advanced online and mobile banking technology to meet your business needs.

Cash management refers to the collection, handling, and usage of cash in your business. BankProv's full suite of cash management services can assist in streamlining processes, managing expenses, improving cash flow, and mitigating risk.

Still have questions? Read more FAQs